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Have you purchased a swimming pool from Blue World Pools or Global Sun Pools and had problems?  If so, we would love to hear from you.  We are investigating Blue World Pools or Global Sun Pools and their business practices.  Both of these companies advertise the purchase of a pool for “as low as $399.”  We have received reports of consumers inquiring about a $399 pool and ending up with a pool that cost tens of thousands of dollars.  Whether your experience has been good or bad, if you’ve dealt with either of these companies and are willing to tell us about your experience, please contact us by phone at 800-817-0461 or by completing our contact form here.

The Indiana Consumer Law Group/The Law Office of Robert E. Duff announces the recent filing of a lawsuit against attorney Daniel W. Sandlin and Sandlin Law Group PC. Our client lived in the 10 West Apartments (formerly Cambridge Station Apartments).  She moved out at the expiration of her lease, but the apartment management (Ardizzone Group Management Company) claimed she owed $315 in cleaning expenses.  Daniel W. Sandlin and Sandlin Law Group PC filed a lawsuit on behalf of Ardizzone Group Management Company, as managing agent for 10 West Apartments, in Wayne Township Small Claims Court.  Although our client’s lease provided that attorney fees would be owed only if they were “incurred in obtaining possession of the premises,” Daniel W. Sandlin and Sandlin Law Group PC sought attorney fees in the small claims lawsuit.  The lawsuit against Daniel W. Sandlin and Sandlin Law Group PC alleges that it was a violation of the Fair Debt Collection Practices Act to attempt to collect attorney fees that were not owed.

The Fair Debt Collection Practices Act, or FDCPA, prohibits a debt collector from attempting to collect ANY amount that is not owed by the consumer.  This is a very broad provision and debt collectors violate it often.

Daniel W. Sandlin filed thousands of lawsuits in 2017, mostly on behalf of apartment complexes against consumers.  If you’ve been sued by Daniel W. Sandlin or Sandlin Law Group, and the plaintiff has sought attorney fees, you should check the terms of your lease to see if the plaintiff is entitled to attorney fees.  If not, Daniel W. Sandlin or Sandlin Law Group may have violated the FDCPA.  If you have questions about a possible violation of the FDCPA, please contact us here.

 

Are you being harassed by debt collection calls?  I speak with a lot of Indiana consumers, and harassing debt collection calls are one of the things I hear about over and over again.  What many people don’t know is that it is relatively easy to make these calls stop.  You just have to know what to do.

The Fair Debt Collection Practices Act (FDCPA) provides boundaries for debt collectors’ telephone communications when attempting to collect a debt.  They can’t call before 8 a.m. or after 9 p.m.  They can’t call the consumer at a time or place known to be inconvenient to the consumer (this could include work).  They can’t call the consumer at work if they know the consumer’s employer prohibits it.  They can’t call a third party in connection with the collection of a consumer’s debt except to obtain location information about the consumer (and even then the debt collector cannot volunteer that they are a debt collector, cannot state that the consumer owes a debt and cannot call the third party more than once).  Debt collectors also can’t call repeatedly with the intent to annoy, abuse or harass.

The FDCPA also provides that a consumer can terminate (virtually) all communication from a debt collector by notifying the debt collector in writing that the consumer wishes the debt collector to cease further communication.  This written notification should be made by certified mail because it is only effective upon receipt, and you want to be able to prove it was received.  Any additional communications from a debt collector after receipt of such notice violate the FDCPA.  The debt collector’s only two options at that point are to sue you or leave you alone.

PRESS RELEASE

Indiana Consumer Law Group/The Law Office of Robert E. Duff announces the filing of a class action lawsuit against Atlas Collections Inc., a Henry County based collection agency, and Attorney James E. Millikan, a Henry County lawyer who represents Atlas Collections in court.  The plaintiffs are four Indiana consumers who were sued by Atlas Collections over allegedly unpaid medical bills in Henry County small claims court.  The lawsuit, which has been filed in Henry County Circuit Court #2, alleges that Atlas Collections and Attorney Millikan violated the Fair Debt Collection Practices Act (“FDCPA”) in multiple ways in the lawsuits filed against the plaintiffs.  The alleged FDCPA violations include collecting attorney fees and costs that were not owed, using a fraudulent assignment document from Henry County Hospital that purported to grant Atlas Collections the right to collect on the debt and suing a non-contractually-liable spouse for the contractually-liable spouse’s medical bill (before a judgment was obtained against the contractually-liable spouse and then not paid).  The Complaint also alleges claims under the Indiana Crime Victims Relief Act (for committing what would be the crime of Counterfeiting) and Fraud Upon the Court.

The four plaintiffs seek to represent several classes of persons who were sued for allegedly unpaid medical bills by Atlas and Attorney Millikan in the last year, two years or six years (depending on the claim).  The plaintiffs are seeking an award of actual damages, statutory damages, costs and attorney fees on their own behalf and on behalf of the class.